Term Life And Whole Life Insurance

Term Life Insurance

Term insurance for individuals and term insurance for seniors protects you against death for a set duration of time or term. It is particularly suited for short-term goals such as coverage to pay off a loan or providing extra protection throughout the child-rearing years because term insurance in Duval County can be purchased for a relatively low initial price.


Select a term between 10 and 40 years. If you die within this time period, your beneficiaries will receive a tax-free benefit from your policy.


Premiums and coverage are guaranteed for the duration of your policy. Furthermore, you have the option to renew your coverage at the conclusion of your term.


Term life insurance for seniors is a great option if you have a growing family because the premiums are often lower than other types of life insurance.

Whole Life Insurance

Protect your loved ones’ financial security regardless of your age, health, or history. Whole life insurance provides coverage for the rest of your life. Our whole life insurance in Duval County allows your beneficiaries to receive a tax-free sum after you pass away.


With Tru Final Expense, a whole life insurance company, you're covered for the rest of your life, not just for a set amount of time.
You can use the money in your insurance for anything, including unexpected expenses or to augment your retirement income.
A portion of your premiums is invested, and the profits may be distributed to you as dividends.
Policies can be purchased with a single premium; premiums payable up to a certain amount, or premiums payable for a specific number of years.

Immediate Life Insurance Coverage

Life insurance for immediate coverage is designed to cover emergency services. These policies are intended to fill in the gaps between permanent and comprehensive coverage. The services provided by immediate coverage plans differ depending on the policy.

Quick approvals

Immediate life insurance in Duval County plans can normally be issued in less than 24 hours and begin the next day.

Coverage for everyone

We provide a range of coverage options, prices, and deductibles from which to pick.

No waiting period

Because there is no enrollment period, policies can be acquired almost any day of the year.

    Get a personalized life insurance quote!

    Requesting short-term life insurance and whole life insurance quotes will only take you a few minutes.


    In just a few minutes, you can interact with an agent to choose an insurance policy and receive a tailored, free, and no-obligation quotation. It’s that simple to begin securing your family’s financial future!


    Requesting an insurance quote from Tru Final Expense – a life insurance consultant in  Duval County- has never been quicker or faster!



    Depending on the term policy you choose, you will pay premiums for the duration of your term (from 10 to 40 years). After the initial Term, coverage can be renewed annually until the age of 100, at which point premiums are no longer necessary.
    You can choose to pay for your policy monthly or annually.
    - If you pay by monthly pre-authorized debit, your account will be debited automatically once you are approved for coverage.
    - We will send you an invoice for the annual premium if you choose to pay on an annual basis.
    Once you've been accepted and paid the first premium, you're insured under the policy. During the evaluation of your application, there should be no change in your health.
    - If you pay by monthly pre-authorized debit, your account will be debited automatically once you are approved for coverage.
    - We will send you an invoice for the annual premium if you choose to pay on an annual basis. Coverage begins once payment is paid.
    Please tell our office immediately if your health changes during our review of your application.

    Your coverage expires on the first of the following dates:
    - The date on which you died.
    - The date on which you submit a written request to cancel your life insurance.
    - The day on which you will no longer be paying your insurance premiums.

    Please contact Tru Final Expense - guaranteed whole life insurance for seniors - for more information.
    If you are a US citizen or permanent resident/landed immigrant who has lived in the US for more than 12 months and is between the ages of 0 and 80, you may apply.
    You will be required to fill out a medical questionnaire. Other tests, depending on your age and the amount of insurance you've applied for, may be required.
    You have the option of paying premiums on your base coverage amount for ten years, twenty years, or for the rest of your life (at age 100, premiums are no longer due).

    A Tru Final Expense advisor can assist you in selecting the best solution for you.

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    3556 Hartford Way Vlg, Mount Pleasant, SC, 29466, Australia.

    Call for help:

    (734) 697-2907
    (843) 971-1906

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